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Author Archives: Bob Coleman

Martin Luther King Jr.|The Commodification of the Civil Rights Leader’s Image

MLK Legacy - Commodification

MLK ‘Twerk’ Party Flyers Spark Outrage While many African Americans will observe Martin Luther King, Jr. Day performing works of service, attending memorial events or even just taking the day off, there are those who see nothing but dollar signs through the “commodification” of the slain Civil Rights leader’s image. Several flyers have surfaced in recent years. Most recently, one ... Read More »

9 Things Women Should Know To Protect Yourself From STD’s


Simple Facts About STD’s You Should Know STD’s (Sexually Transmitted Diseases), as the term indicates is any sort of venereal disease caused as a result of sexual intercourse or other sexual contact. The microbes which cause STD’s are just opportunity bugs that don’t take into consideration a gender but simply require a warm body. In women, STD’s often lead to ... Read More »

John Henrik Clarke – You Have No Friends

passing truth to next generation

African People – You Have NO  Friends There comes a time when we must stop looking back and look forward. For too long African people (on the continent and of the diaspora) have trusted in the wrong people! In this powerful video, Dr. John Henrik Clarke articulates the core of the issue that faces people of African descent; here in ... Read More »

Big Spenders, Small Investors: African American Shopping Habits

nike bhm collection

Sneaker Manufacturers In Full Court Press To Capitalize on BHM What does it say when everyone else is capitalizing on a holiday that should be EXCLUSIVE to the African American community, and we continue to come up short? We’re not picking on Nike specifically, but their ads are ubiquitous and serve as a visceral example of Madison Avenue’s attitude towards ... Read More »

The High Cost of Being Average

Satchel Paige

No One Remembers Joe Average Do you realize that no one ever remembers the “average.” Who are these nameless, faceless people who blend into the backdrop of our lives and make no impact on our psyche? Think about any event in your life where you engaged in social discourse, shopping, eating out, at the theater, getting your car serviced, that ... Read More »

The African American Financial Experience

African American Financial Experience

Black Americans and Finances More important than the responses offered by financial professional, Myra Parker who discusses a recent Prudential Research Study; with a focus on how advisors can help African American clients overcome some common financial challenges, are the findings of the 2011 Prudential Research Study – “the African American Financial Experience“. I’ve listed the findings mentioned in the ... Read More »

Kwanzaa|Kwanzaa Yenu Iwe Na Heri

Kwanzaa  – First Fruits Celebration Kwanzaa (or Kwaanza) is a week-long Pan-African festival primarily honoring African-American heritage.] It is observed from December 26 to January 1 each year, almost exclusively in the United States of America. Kwanzaa consists of seven days of celebration, featuring activities such as candle-lighting and pouring of libations, and culminating in a feast and gift-giving. It ... Read More »

Personal Financial Planning – Mistakes To Avoid

black couple financial planning

You would be amazed by the large number of intelligent people who don’t know how to achieve their life goals, provide for their families, or plan for the death of the main income earner. “In this world nothing is certain but death and taxes” – Ben Franklin 12 Financial Mistakes Often Repeated Only one family member is involved in financial ... Read More »

ID Theft Prevention

identification theft prevention

Straightforward ID Theft Prevention Chances are high you, a friend or acquaintance has experienced some form of ID Theft.  The FTC (Federal Trade Commission) estimates that as many as 9 million Americans have their identities stolen every year.   The crime takes many forms.  Identification thieves may rent an condo, receive a bank card, or establish a phone account in your ... Read More »

Why Tithing Alone Can’t Get You Out of Debt

What Is The Proper View of Tithing? Let me begin by saying that this is not an attack on Christianity or the faith act of tithing. The purpose of this article is to provide a balanced perspective to what has become for the so-called “prosperity gospel” a means of generating great wealth for ministries, while many of the members still ... Read More »

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