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Big Spenders, Small Investors: African American Shopping Habits

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Sneaker Manufacturers In Full Court Press To Capitalize on BHM What does it say when everyone else is capitalizing on a holiday that should be EXCLUSIVE to the African American community, and we continue to come up short? We’re not picking on Nike specifically, but their ads are ubiquitous and serve as a visceral example of Madison Avenue’s attitude towards ... Read More »

Black Wall Street: The Blue Print To Wealth

Black Wall Street Tulsa Oklahoma in 1921 I love learning about business, finance, and personal development. I mean I never really thought about it until I started writing this article but I think that’s why the story of black wall street is so fascinating to me. It’s a story that has all the ingredients of things that I am most ... Read More »

The African American Financial Experience

African American Financial Experience

Black Americans and Finances More important than the responses offered by financial professional, Myra Parker who discusses a recent Prudential Research Study; with a focus on how advisors can help African American clients overcome some common financial challenges, are the findings of the 2011 Prudential Research Study – “the African American Financial Experience“. I’ve listed the findings mentioned in the ... Read More »

Starting Your Business

business start-up mistakes

The 9 Most Common Start-up Mistakes I started my business Affordable And Historical Art nearly a decade ago and if I knew then what I know now  I would have saved myself a the lot of time; but most of all a lot of MONEY.   One of the things you must ask yourself when first starting out is do I ... Read More »

Personal Financial Planning – Mistakes To Avoid

black couple financial planning

You would be amazed by the large number of intelligent people who don’t know how to achieve their life goals, provide for their families, or plan for the death of the main income earner. “In this world nothing is certain but death and taxes” – Ben Franklin 12 Financial Mistakes Often Repeated Only one family member is involved in financial ... Read More »

ID Theft Prevention

identification theft prevention

Straightforward ID Theft Prevention Chances are high you, a friend or acquaintance has experienced some form of ID Theft.  The FTC (Federal Trade Commission) estimates that as many as 9 million Americans have their identities stolen every year.   The crime takes many forms.  Identification thieves may rent an condo, receive a bank card, or establish a phone account in your ... Read More »

Why Tithing Alone Can’t Get You Out of Debt

What Is The Proper View of Tithing? Let me begin by saying that this is not an attack on Christianity or the faith act of tithing. The purpose of this article is to provide a balanced perspective to what has become for the so-called “prosperity gospel” a means of generating great wealth for ministries, while many of the members still ... Read More »

Finance

bitcoins,money,vitual money,

Bitcoins: Yes, it’s here cyber money “Bitcoins”. I’m not saying they’re a scam. I just don’t understand how this works. For the uninformed, Bitcoins are a made-up digital currency not backed by the full faith and credit of any government.  Sounds a lot like the “Fiat Paper” we are currently using!!! What are Bitcoins? Bitcoins are a new type of ... Read More »

Money Matters

NEED EXTRA CASH? Think Internet! Who ever coined the phrase “money doesn’t grow on trees”,  just might have been on to something.  If you are still waiting for that harvest you just might be out of luck. Due to the increasing cost of the basic commodities and the continuous fall of the economy, most of us look for an additional ... Read More »

West African Quest For Common Currency

West African countries and the quest for a common currency West African delegates in Dakar  Delegates participate in the 17th Ordinary Session of West African Economic and Monetary Union (UEMOA) in Dakar, capital of Senegal, Oct. 24, 2013. For leaders of West African Monetary Zone (WAMZ), the idea of having a single currency to fast-track regional economic integration remains a ... Read More »

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